When you submit your initial company details, your profile undergoes a structured Customer Risk Assessment (CRA). This is a mandatory regulatory check designed to analyze your corporate structure, day-to-day operations, and cross-border payment patterns.
Why is this assessment mandatory?
To safeguard our global transactional network and maintain compliance with international Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) rules, we must thoroughly understand every business on our platform. The assessment calculates an automated risk score to place your business into one of four defined operational categories: Low, Medium, High, or Out of Risk Appetite (OORA).
What are the possible outcomes of the review?
Low or Medium Risk: Standard commercial businesses are quickly approved once their foundational business information and identity details clear our automated checks.
High Risk: If your business operates in a specialized sector (such as digital assets, crypto, mining, or precious metals) or involves a complex international ownership structure, it is categorized as High Risk.
Enhanced Evaluation: High-Risk profiles do not mean rejection; instead, they trigger a mandatory Enhanced Due Diligence (EDD) process. This requires our Senior Compliance Team or High-Risk Committee to perform a detailed manual review and secure formal sign-off from the Money Laundering Reporting Officer (MLRO) before your account can be activated.