Local Kenya payments are supported via four payment methods: RTGS, PesaLink, M-Pesa Paybill, and Airtel Money.
RTGS (Real Time Gross Settlement)
RTGS is Kenya's interbank payment system for high-value transfers, operated via the Central Bank of Kenya (CBK). It supports KES, USD, GBP, and EUR and has no transaction limit.
Funds are typically received within 2 hours. RTGS operates on Kenyan working days between 8:30 am and 4:00 pm local time (EAT). Payments initiated outside of these hours are applied on the next working day.
To send via RTGS, the sender will need:
SWIFT/BIC: CHFIKENXXXX
Account Number
Account Name: Verto - Your Business Name
Bank Address: Floor 1, Siron Place, Nairobi, Kenya
You will have different account numbers for KES/GBP/EUR/USD - please ensure the correct ones are used for relevent currencies.
PesaLink
PesaLink is an interbank payment platform operated by PesaLink Ltd, a subsidiary of the Kenya Bankers Association (KBA). It enables real-time, account-to-account transfers between participating banks in Kenya and is available 24/7.
Payments via PesaLink can be up to KES 999,999 per transaction. Funds are typically received within minutes but can take up to an hour during peak times.
To send via PesaLink, the sender will need:
Bank Name: Choice MFB (selected from a dropdown)
Account Number
M-Pesa Paybill
M-Pesa is Safaricom's mobile money platform and one of the most widely used payment methods in Kenya. Verto accepts M-Pesa payments via Paybill, which supports both Customer-to-Business (C2B) and Business-to-Business (B2B) transfers.
C2B payments: up to KES 999,999 per transaction
B2B payments: up to KES 50,000,000 per transaction
M-Pesa Paybill is available 24/7. Funds are typically received within minutes.
To send via M-Pesa Paybill, the sender will need to:
Select M-Pesa as the payment method
Enter Paybill Number: 444174
Enter Account Number: Your unique account number
Airtel Money
Airtel Money is Airtel Kenya's mobile money platform. Verto accepts Airtel Money payments via Airtel ID and is available 24/7.
Payments via Airtel Money can be up to KES 999,999 per transaction. Funds are typically received within minutes.
To send via Airtel Money, the sender will need to:
Select Airtel as the payment method
Enter Airtel ID: 444174
Enter Account Number: Your unique account number